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Some blended hybrid-type awards consider a combination of performance and need to determine winners, so the difference between scholarships and grants is not always clear cut in black and white.

If the requirements above sound good, we think that you are a great applicant for student loan refinancing and consolidation.

7 out of 10 graduates are now graduating with some form of student loan debt.

With an average balance of ,400, student debt is a big part of the average college graduate's life.

Grants and scholarships provide assistance that is not repaid.

Generally, grants help those with the highest levels of financial need, while scholarships cover college expenses for students who exhibit high standards in academics and athletics.